Application of these terms

1. The following terms (“Terms”) govern use of any website maintained by Mortgage Advice Bureau (“the Site”). Each user of the Site understands and agrees that by using the site the user (on his or her own behalf and on behalf of any person or entity for whom the user of the Site gains access the Site) signals his or her agreement to abide by these Terms whilst using the Site and in all subsequent dealings with information obtained as a consequence of accessing the Site. Mortgage Advice Bureau reserves the right to change the Terms at any time, and any change will take effect immediately upon the changed Terms becoming accessible on the Site. Users should review this page of the Site each time the Site is accessed

2. If a user of the Site violates these Terms, Mortgage Advice Bureau may without notice and without giving reasons restrict or terminate use of the Site, or bar the user of the Site from future use of the Site, and/or take appropriate legal action.

3. In these terms the expression “use of the Site” means gaining or attempting to gain access (directly or indirectly and whether or not such access is immediate) by any electronic or other medium to information that becomes accessible (whether displayed or not) by reason of or consequent upon the establishment a link to the Site and includes utilising the Site to communicate with Mortgage Advice Bureau or any other person or to access any other site or device. A reference to “use of” other sites and a “user” of the Site or other sites has a corresponding meaning.

Important Disclaimers

4. Mortgage Advice Bureau does not hold itself or any agent or employee out as having expertise, experience or qualifications relevant to decisions concerning the suitability of particular products for use in the particular applications, conditions or circumstances users of the Site may encounter. The Site is intended to provide abridged and general information which might be the foundation for further investigation and consideration. The Site is not intended to be used as a basis for assessment or determination of the suitability of products in any specific case. Mortgage Advice Bureau makes no recommendations, representations or warranties of any kind, express or implied, as the accuracy or completeness of information, content, specifications, ideas, opinions or product information obtained through use of the Site or in any material accessible through use of the Site. Mortgage Advice Bureau gives no assurance as to the suitability of any product for the conditions and in the application that a user of the Site may confront and to the fullest extent permissible by law excludes all liability to users of the Site arising from use of the Site or action taken as a consequence of use of the Site.

5. Mortgage Advice Bureau strongly advises all users of the Site and all prospective users of products referred to on the Site to engage and consult suitably qualified and experienced technical advisers to assist them in their selection of suitable products. This is essential where product failure may result in any risk to personal safety, property damage or economic loss or damage. Mortgage Advice Bureau is not liable for any loss or damages of any kind, sustained by any person arising from the use of the Site.

6. Mortgage Advice Bureau receives rate and product information from a third party. This content is accessed from our home page. The information on rates and products supplied is not under the direct control of Mortgage Advice Bureau, therefore Mortgage Advice Bureau is not responsible for the accuracy of the contents. Information provided on products on this site does not constitute financial, taxation or other professional advice and should not be relied upon as such. Mortgage Advice Bureau recommends that, before you make any financial decision, you seek professional advice from a suitably qualified adviser.

Release of Mortgage Advice Bureau from liability to users of the Site

7. By using the Site users of the site agree and acknowledge (on their own behalf and on behalf of any person or entity for whom they use the Site), that they shall have no rights to make any claim against Mortgage Advice Bureau for any damages or losses, whatsoever, resulting from use of the Site or any link to another site. If a problem with the Site, use of the Site, information contained in the Site or a link from the Site is encountered, please notify Mortgage Advice Bureau. Mortgage Advice Bureau will investigate the matter and take any actions it deems appropriate.

Indemnity of Mortgage Advice Bureau from liability to third parties

8. By use of the Site users of the site agree and acknowledge (on their own behalf and on behalf of any person or entity for whom they use the Site), to indemnify and hold Mortgage Advice Bureau and its subsidiaries, affiliates, officers, agents and employees harmless from any loss, liability, claim or demand that may be made by any third party due to or arising out of the use of the Site and for any costs expenses or expenditure incurred by Mortgage Advice Bureau in resisting such a claim or seeking indemnity from the user of the Site (or a principal represented by a user of the Site) in relation to it, including the reasonable cost of Mortgage Advice Bureau’s employees, agents and lawyers.